What is a credit report?
When you apply for credit, your lender may seek your permission to check your credit report. But what is a credit report and how is it used?
Learn more
Visa Classic Credit Card
Our Visa Classic Credit Card offers a competitive Visa credit card rate and up to 55 days interest free* on Visa purchases.
Features
- Credit limits from $1,000
- Up to 55 days interest free on Visa Classic purchases*
- Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
- Monthly repayments at 3% of balance or $30, whichever is greater^
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch.
- Balance enquiries and cash advances at Heritage ATM's
- Shop with confidence with Visa's Zero Liability policy#
- Access to Visa Offers + Perks
- Online shopping secured with Visa
We will try to call you today or within the next 2 days.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Classic - Purchases | ||
| Classic - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
16.99%
Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees
| Annual Fee | $55 (Waived when you spend $25,000/annum and over on Visa Purchases) |
Compare credit cards
View the features of our credit cards and compare credit card interest rates.
Why use a credit card
From building savings to rewards programs, here are the 6 main benefits of using a credit card.
We are here to help
Our specialists will help you find the right product and support you through every step of your Credit Card purchase.
Or call 13 14 22 to speak to an expert
These articles may help you
Lending interest rates explained
Whether it be for a home, car or other personal loan, what do the rates you see advertised actually mean?
Learn more
Tips for booking a holiday online
A little bit of holiday organisation is well worth the effort. Here's 6 tips for booking your holiday online.
Learn more
What to do if you lose your credit card
It's time to act quickly! Here's four things to do once you've realised you have lost your card.
Learn more