Visa Classic Credit Card

Our Visa Classic Credit Card has a low annual fee, limits starting from $1,000 and up to 55 days interest free* on Visa purchases. 


  • Credit limits from $1,000
  • Up to 55 days interest free on Visa Classic purchases*
  • Earn one (1) Heritage Credit for every $1,300 spend per calendar month
  • Monthly repayments at 3% of balance or $30, whichever is greater^
  • Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch. 
  • Balance enquiries and cash advances at Heritage ATM's
  • Shop with confidence with Visa's Zero Liability policy#
  • Access to Visa Offers + Perks 
  • Online shopping secured with Visa
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Interest Rate
Classic - Purchases
Classic - Cash Advances
Interest Rate
Interest Rate
Rates Effective From 04/08/2020

Annual Fee $55 (Waived when you spend $25,000/annum and over on Visa Purchases)
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