What is a credit report?
When you apply for credit, your lender may seek your permission to check your credit report. But what is a credit report and how is it used?
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About this Rate
Features
- Credit limits from $1,000
- Up to 55 days interest free on Visa Classic purchases*
- Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
- Monthly repayments at 3% of balance or $30, whichever is greater^
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch.
- Balance enquiries and cash advances at Heritage ATM's
- Shop with confidence with Visa's Zero Liability policy#
- Access to Visa Offers + Perks
- Online shopping secured with Visa
We will try to call you today or within the next 2 days.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Classic - Purchases | ||
| Classic - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
16.99%
Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees
| Annual Fee | $55 (Waived when you spend $25,000/annum and over on Visa Purchases) |
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