Visa Classic Credit Card

Our Visa Classic Credit Card has a low annual fee, limits starting from $1,000 and up to 55 days interest free* on Visa purchases. 

Features

  • Credit limits from $1,000
  • Up to 55 days interest free on Visa Classic purchases*
  • Earn one (1) Heritage Credit for every $1,300 spend per calendar month
  • Monthly repayments at 3% of balance or $30, whichever is greater^
  • Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch. 
  • Balance enquiries and cash advances at Heritage ATM's
  • Shop with confidence with Visa's Zero Liability policy#
  • Access to Visa Offers + Perks 
  • Online shopping secured with Visa
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Rates

Interest Rate
Classic - Purchases
Classic - Cash Advances
Interest Rate
16.99%
Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees

Annual Fee $55 (Waived when you spend $25,000/annum and over on Visa Purchases)
Compare credit cards

View the interest rates and features of our credit cards, and compare our credit cards to decide which one may suit you. 

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