Discount Variable Rate Home Loan

Enjoy a low rate home loan with no monthly administration fee, the ability to make additional repayments and free online redraw.


  • Low variable interest rate
  • Discount Variable loans from $150,000
  • Low ongoing fees 
  • Pay no annual fee and no monthly fees

  • Flexible access options 
  • Make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 
  • People first service and commitment to our customer-owned values

More features

  • Construction loan available
  • Ability to use repayments made in advance towards your loan instalments
  • Interest only repayment options available for investment lending, for terms up to 5 years
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Family guarantee options available

Discount Variable Home Loan rates from
2.19 % PA 2.24 % PA
$700,000 or more - less than 70% LVR
Comparison Rate* See Comparison Rate warning

Application Fee $600
Monthly Fee $0
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
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