What makes our home loans better?
Flexible repayment options
Unlimited additional repayments and online redraw available
Package your loan
Package your eligible Standard Fixed or Standard Variable home loan with a credit card in our Home Advantage Package to save
People first service
People first service and commitment to our customer-owned values
Limited time offer
Plus a great home loan rate and no application fee#.
"Heritage staff were really helpful and made it a really easy process. We've done what we wanted, and still have room to play if we need."
Heritage Home Loan customers, Fellows Family
Customer-Owned Banking you can bank on.
Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.
If you're looking for a variable rate home loan with flexible access, we have options for you.
Home loan extras
Are you looking for a specific home loan feature? Along with variable and fixed home loans, we have a range of home loan solutions designed to suit different home buying journeys.
| Home Advantage Package | Our home loan package |
| Family Guarantee | Guarantor solution |
| Living Equity Loan | Line of credit |
| Bridging Loan | Buy new while your existing house is on the market |
| Mortgage Crusher Account | 100% offset account |
| Heartland Reverse Mortgage | Over 60's equity loan |
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.