Personal Loan Calculator

Use our Personal Loan Calculator to estimate what your personal loan interest rate and repayments could be.

I want to borrow

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  • Build your estimate
  • Loan Summary
  • Insurance
  • Total Cost Summary

How we can help you

Minimum $loanFrequency_paypername

By paying $loanFrequency_lyname, you will save $heritageRepayments_totalSaved & $heritageRepayments_yearsSaved over the life of your loan.

% PA
% PA

Comparison rate - see warning

Features

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Indicative repayment amount only. Your credit contract will state a monthly repayment figure. You may make payments as frequently as you choose within each month to pay the monthly amount due.

$insurance_heading

$insurance_blurb
Annual insurance cost

Total Cost Summary

Total Loan Repayments

Total Interest Paid

By paying $loanFrequency_lyname, you will save $heritageRepayments_totalSaved & $heritageRepayments_yearsSaved over the life of your loan.

Heritage Loan Repayment

Insurance
Loan Fee

What if interest rates change?

  • What if interest rates change by:

    The Car Loan rate and Standard Fixed Personal Loan rate will not change during your term, however rates are subject to change without notice before you apply.
  • New interest rate
  • New Heritage Loan Repayment

Up-front Costs

These are one off costs that you will need to consider.

Application Fee
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Other costs to consider

There may be other costs you need to consider when taking out a personal loan. For example, you may need to consider your lifestyle expenses and activities and how able you are to modify this if your circumstances happen to change during the period of the loan. If you're ready to apply for your personal loan, read our tips to help get your personal loan approved.