Heritage Bank and People's Choice to explore a merger opportunity

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Welcome to Heritage Bank

Welcome to Heritage Bank

Flexible Home Loan Features from Heritage Bank
A home loan with serious flex? Bank you very much! 

With unlimited repayments and online redraw, our Home Loans are full of freedom and flex.

Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning
What our customers are saying

We can help you with your every day banking needs. Be it a daily transaction account or one of our competitive savings accounts, we will provide you with award-winning customer service.

Heritage Bank chosen as Money magazine's Customer-Owned Money Minder of the Year 2021

2021 Customer Owned Money Minder of the Year

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

2020-21 Financial Results & Annual General Meeting Announced

When you join Heritage, you’re not just a number; you are one of our owners and can have a voice in how we operate. We openly disclose our financial results and we're pleased to announce our latest 2020-21 financial results to our members. Our Annual General Meeting will be held on 27 October 2021.

Learn more

Car Loan
4.89 % PA 5.53 % PA
Car Loan Rate
Comparison Rate*
Credit Cards

Our range of credit cards offer great value and global convenience. If you're looking for banking rewards, complimentary insurance, a low interest rate or no annual fee, we have options for you.

Migrant Banking

Take a look at our simple tools and resources, including our Migrant Liaison Service, for help with important money topics in Australia.

Repay it forward with Heritage - Bank you very much!
Member Charter
At Heritage, what motivates us isn’t how much profit we can make, it’s about making people’s lives better. Our Member Charter outlines our commitment to our Heritage members.

The inspiration behind "Bank you very much!"

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Contact us 24/7

Our local Australian contact centre is waiting for you. Call 13 14 22 or if overseas, call +617 4694 9000.

Our Locations
Find your closest Heritage branch or ATM when you are on the go.