There's lots involved in buying your first home and it can be an exciting yet overwhelming time. Let's help you get started by calculating what your repayments and interest rate could look like with Heritage Bank. On this page you'll also find some helpful information to support you in buying your first home.
Try our home loan calculator below to see which one home loan products might suit you. We have a variety of variable and fixed Loans available. Once you've used the calculator, get in touch with our local Lending Specialists who can help you make the right choice. We can also help you with the First Home Owner Grant in your state.
The Home Loan Application Process
Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.
Our First Home Buyer Help Hub
Buying land and build loans
If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.
Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.
Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.
What if my application gets knocked back?