Equipment Loan

Our Equipment Loan is a business loan that provides finance for replacing, upgrading or purchasing new and used equipment for your business such as cars, transport & logistics, construction and agricultural equipment. 


  • Loans from $20,000 to $500,000
  • No monthly administration fee
  • Variable and fixed interest rate options available
  • Loan terms up to five years for new and used equipment
  • Equipment used as security for the loan
  • Equipment can be sourced from a licensed dealer / auctioneer or private sale
  • Balloon final payment on fixed rate option for new equipment only
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What can you use the Equipment Loan for?

Available to replace, upgrade or purchase new and used equipment, such as:

  • Cars and light commercial vehicles
  • Transport & Logistics Equipment: Buses, Prime Mover, Trailers, Body Trucks and Forklifts
  • Construction Equipment: Hydraulic Excavators, Off Highway Trucks (i.e. water, dump etc), Mechanical Graders, Skid Steer Loaders, Cranes, & Bulldozers 
  • Agricultural Equipment: Combine Front Headers, Sprayers and Tractors  

All other assets can be assessed on a case by case basis subject to an assessment of the suitability and acceptability of the asset as security. Tower Cranes are excluded from the list of acceptable Cranes.


Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
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Rates Effective From 20/06/2022
Interest Rate
Indicator Rate Equipment Loan
Rates Effective From 20/06/2022

Monthly Administration Fee $0
Loan Approval Fee $450
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