What is a credit report?
When you apply for credit, your lender may seek your permission to check your credit report. But what is a credit report and how is it used?
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Visa Gold Low Rate Credit Card
Our Visa Gold Credit Card features a low rate, balance transfer, $0 annual fee, plus lots of features, making this one of our most popular credit cards.
Features
- $0 annual fee
- Visa Gold Credit Card limits from $1,000
- No interest free days to suit those who carry over a balance~
- 0% interest on balance transfers for 12 months*
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Visa Offers + Perks
More features
- Cancel or place a card on hold, block online, international in-store, or all card payments in our Mobile Banking App
- Shop with confidence with Visa's Zero Liability policy^
- Online shopping secured with Visa
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers, and at your local branch
- Balance enquiries and cash advances at Heritage ATMs
We will try to call you today or within the next 2 days.
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Gold Low Rate - Purchases | ||
| Gold Low Rate - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
10.80%
Interest Rate
10.80%
Rates Effective From 04/08/2020
Fees
Balance Transfer Calculator
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View the features of our credit cards and compare credit card interest rates.
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