What is a credit report?
When you apply for credit, your lender may seek your permission to check your credit report. But what is a credit report and how is it used?
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Credit Cards
Rewards Card
- Complimentary insurance
- Rewards program
- Credit limits from $6,000
- Interest free days*
- Balance transfer offer
Low Fee Card
- Low annual fee
- Rewards program
- Credit limits from $1,000
- Interest free days*
Low Rate Card
- No annual fee
- Low variable interest rate
- Credit limits from $1,000
- Balance transfer offer
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Find a credit card that fits you
With our credit card finder tool, we can help you find a card that suits your needs.
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With all our cards
- Protected with Visa Zero Liability# against fraudulent transactions
- Add to your digital wallet to pay in-store, online and within apps
- Set up Email or SMS Alerts to keep track of transactions on your account
- Use our Mobile Banking App to block card payments or temporarily pause or cancel your card
Credit cards with rewards
Earn Heritage Credits reward points† and get up to 55 days interest free* with a Heritage Platinum or Classic Visa Credit Card.
Platinum Credit Card
Our premium Platinum Credit Card has a competitive interest rate, 0% balance transfer offer, complimentary insurance and a great rewards program, with credit limits starting from $6,000.
Classic Visa Card
Our Classic Visa Card offers a competitive interest rate, low annual fee and credit limits starting from $1,000.
Customer Owned Money Minder of the Year 2021.
The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
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